Securing the Best Mortgage Deal for You

When you first take out a mortgage, finding the best deal is crucial. But if you don’t review it regularly, you could end up paying more than necessary. As your fixed or discounted rate comes to an end, it’s the perfect time to reassess your options. If you don't take action, your mortgage may automatically switch to your lender’s standard variable rate (SVR), which is often significantly higher, leading to an increase in your monthly payments.

If you’re already on the SVR and haven’t remortgaged in a while, you’re likely paying more than you need to. Since the mortgage is typically the largest monthly expense for most people, keeping your payments as low as possible makes good financial sense.

We are a whole-of-market mortgage broker, which means we have access to every lender on the market—not just a limited selection, as is the case with some brokers.

We handle the entire process, making it as stress-free as possible. Our experienced advisers use their knowledge to identify the right lender for your needs, manage the transaction on your behalf, and provide direct support from start to finish. This approach speeds up the process and minimizes hassle, allowing you to focus on what matters most.

Remember, your home may be repossessed if you do not keep up with repayments on your mortgage or any other debt secured against it.

Please note, we may charge a fee for our advice. This fee will be based on your personal circumstances and will be agreed upon once we fully understand your requirements. Typically, any fees are payable upon the successful completion of your mortgage.

Let ‘PREFACE’ help you secure the best mortgage deal and keep your payments as low as possible.